HOW IT WORKS
Lay-Buy makes it easy for you to buy the products and services that you need by paying for them via a down payment and up to three monthly instalments.
AFFORDABLE: Our calculator allows you to select the down payment you can afford to layby today and the amount of months you need to pay off the product.
CONVENIENCE: Payments are automatically setup between you and the seller with no manual payments by either party.
FLEXIBLE: You can also call us to settle a Lay-Buy order earlier at any given time.
CHOICE: The buyer gets to select the down-payment % they wish to pay immediately, and how many months they want the Lay-Buy to run for.
5 SIMPLE STEPS
Select Lay-Buy payment option at checkout.
2. CHOOSE YOUR PLAN
Payment calculator makes it easy for you to set up your own payment plan.
3. PAY DOWN-PAYMENT ONLY
Pay only down-payment portion amount (minimum 10% deposit)
4. SCHEDULED PAYMENTS
Payments are then processed on the scheduled date YOU set.
5. RECEIVE MERCHANDISE
Receive the item or service shortly after your last payment.
No interest charges ever, no membership fees ever – NO DEBT.